RemitCredit

We built an on-chain credit system that turns verified remittance history into automated credit decisions and lending.

RemitCredit was built around a gap in traditional credit systems: consistent financial behavior does not always translate into access to credit.

People can have months or years of reliable remittance activity without having a traditional credit score, formal banking history, or collateral. The challenge was turning that existing financial behavior into a credit signal that could be verified and trusted without relying on a centralized backend.

I built an end-to-end on-chain lending system that detects remittances on Ethereum, cryptographically verifies their inclusion using Creditcoin's Attestcoin protocol, and records the verified activity on-chain.

A deterministic credit engine then evaluates verified remittance history to calculate eligibility, credit limits, and risk scores. The system automatically triggers new credit reviews as additional remittances arrive, while an on-chain liquidity pool handles borrowing and repayment.

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Verified credit signal

Remittance activity is cryptographically verified and recorded on-chain as trusted financial behavior

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Verified credit signal

Remittance activity is cryptographically verified and recorded on-chain as trusted financial behavior

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Deterministic credit reviews

Eligibility, limits, and risk scores are calculated from verified history instead of opaque manual decisions

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Deterministic credit reviews

Eligibility, limits, and risk scores are calculated from verified history instead of opaque manual decisions

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Centralized underwriting dependency

Borrowing and repayment are handled through on-chain liquidity without relying on a central backend

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Centralized underwriting dependency

Borrowing and repayment are handled through on-chain liquidity without relying on a central backend

Answers To What You're Wondering About."

What kind of Web3 products do you build?

We build DApps, Web3 platforms, smart-contract powered products, dashboards, landing pages, and other blockchain-based experiences.

How long does a project take?

Timelines depend on the scope and complexity of the product. Once we understand what you're building, we'll give you a clear timeline before development begins.

Can you work with an existing product?

Yes. We can improve, extend, redesign, or rebuild existing Web3 products, including integrating new contracts, protocols, APIs, and frontend experiences.

Which chains do you work with?

We build mostly across EVM-compatible networks and integrate with the protocols and infrastructure your product requires.

What if I only have an idea?

That's fine. You don't need a complete technical specification. We can help turn the idea into a defined product and determine what needs to be built.

How does pricing work?

Pricing depends on the product scope and technical requirements. We define the work clearly upfront so you know what you're paying for before development starts.

Still Have A Question

Have a question we didn't cover? Send us a message and we'll get back to you quickly.

Book a free call

Common Questions

What kind of Web3 products do you build?

We build DApps, Web3 platforms, smart-contract powered products, dashboards, landing pages, and other blockchain-based experiences.

How long does a project take?

Timelines depend on the scope and complexity of the product. Once we understand what you're building, we'll give you a clear timeline before development begins.

Can you work with an existing product?

Yes. We can improve, extend, redesign, or rebuild existing Web3 products, including integrating new contracts, protocols, APIs, and frontend experiences.

Which chains do you work with?

We build mostly across EVM-compatible networks and integrate with the protocols and infrastructure your product requires.

What if I only have an idea?

That's fine. You don't need a complete technical specification. We can help turn the idea into a defined product and determine what needs to be built.

How does pricing work?

Pricing depends on the product scope and technical requirements. We define the work clearly upfront so you know what you're paying for before development starts.

Still Have A Question

Have a question we didn't cover? Send us a message and we'll get back to you quickly.

Book a free call

Sentira

Let's build your next product together.

Book a free call

Sentira

Let's build your next product together.

Book a free call

Sentira

Let's build your next product together.

Book a free call